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Column

At the cross­roads of risk and secu­rity: issues that are high on the agenda of insu­rers and their cli­ents – read about it in Jörg von Fürs­ten­werth’s column.

Jörg von Fürs­ten­werth

Chair­man of the GDV Mana­ge­ment Board

All columns
Column Tax Policy
24.09.2020

How the EU can avoid fal­ling behind in glo­bal tax com­pe­ti­tion
Column Tax Policy
24.09.2020

How the EU can avoid fal­ling behind in glo­bal tax com­pe­ti­tion
Corona, the tran­si­tion to a green and digi­tal eco­nomy, stay­ing com­pe­ti­tive: a modern tax sys­tem with secure reve­nue stre­ams for mem­ber states is the key to nego­tia­ting these chal­len­ges. An intel­li­gent ali­gnment of natio­nal taxa­tion poli­cies is...
Column Invest­ment
11.09.2020

Fully regu­late the rating agen­cies!
Column Invest­ment
11.09.2020

Fully regu­late the rating agen­cies!
When the mar­ket offers no alter­na­tive regu­la­tion can­not be avoi­ded. The S&P, Moody’s and Fitch oli­go­poly is harm­ful to inves­tors, the capi­tal mar­ket – and ulti­ma­tely con­su­mers.
Column on Ger­many’s EU Coun­cil Pre­si­dency
24.06.2020

After the corona shock: what insu­rers expect from the Euro­pean reco­very
Column on Ger­many’s EU Coun­cil Pre­si­dency
24.06.2020

After the corona shock: what insu­rers expect from the Euro­pean reco­very
Ger­many will ass­ume the pre­si­dency of the Coun­cil of the EU. “The duties could hardly be grea­ter”, was my assess­ment at the start of Ursula von der Leyen’s tenure as EU Pre­si­dent at the end of 2019. That was before the corona cri­sis.
Column Sol­vency II Review
15.05.2020

The solu­tion to the corona cri­sis? Think out­side of the box!
Column Sol­vency II Review
15.05.2020

The solu­tion to the corona cri­sis? Think out­side of the box!
Fact: it is hard to say how the coro­na­vi­rus cri­sis will impact insu­rers’ sol­vency ratios over the long term. None­t­he­less, I am con­fi­dent because our sec­tor is pro­ving agile and adap­ta­ble in the face of the cri­sis.
Column The Posi­ti­ons of Ger­man Insu­rers in 2020
26.02.2020

From demo­gra­phics and sustaina­bi­lity to digi­ta­li­sa­tion: Play­ing a part in sha­ping the future
Column The Posi­ti­ons of Ger­man Insu­rers in 2020
26.02.2020

From demo­gra­phics and sustaina­bi­lity to digi­ta­li­sa­tion: Play­ing a part in sha­ping the future
We have sum­ma­ri­sed our posi­ti­ons in seven topics. On each of these topics we offer seven theo­ries on what needs to be done to turn the pre­sent into a suc­cess­ful future.
Column New EU Com­mis­sion
03.12.2019

Four pro­po­sals for Europe
Column New EU Com­mis­sion
03.12.2019

Four pro­po­sals for Europe
“We are ready. Europe is ready. Let’s get to work,” twee­ted the EU Com­mis­sion on 1 Decem­ber, the first day in office of the new Pre­si­dent Ursula von der Leyen. The duties and expec­ta­ti­ons awai­ting her could hardly be grea­ter.
Column on super­vi­sory fra­me­work
11.11.2019

Sol­vency II review: hard figu­res ins­tead of lengthy prose
Column on super­vi­sory fra­me­work
11.11.2019

Sol­vency II review: hard figu­res ins­tead of lengthy prose
The Sol­vency II review is under way. A super­vi­sory fra­me­work is not sup­po­sed to be fair wea­ther regu­la­tion, nevert­he­less it must ena­ble growth and inno­va­tion.
Column on Inter­na­tio­nal Motor Show IAA
28.08.2019

Five pro­po­si­ti­ons of Ger­man insu­rers for the future of mobi­lity
Column on Inter­na­tio­nal Motor Show IAA
28.08.2019

Five pro­po­si­ti­ons of Ger­man insu­rers for the future of mobi­lity
The IAA opens mid-Sep­tem­ber in Frank­furt. Auto­no­mous dri­ving, envi­ron­men­tal com­pa­ti­bi­lity, secu­rity, data pro­tec­tion: rarely has the weight of expec­ta­tion regar­ding this event been grea­ter in terms of advan­cing the debate on the future of mobi­lity
Column on con­se­quences of the low inte­rest rate policy
23.08.2019

The ECB: the good and the bad
Column on con­se­quences of the low inte­rest rate policy
23.08.2019

The ECB: the good and the bad
Low inte­rest rates not only affect insu­rers’ invest­ments, they are also a disin­cen­tive to hol­ding liquid assets, even for con­su­mers. The disa­strous long-term effects of cur­rent mone­tary policy are gro­wing incre­a­sin­gly appa­rent.
Column on Euro­pean elec­ti­ons 2019
22.05.2019

“It is your right, oppor­tu­nity and pri­vi­lege – go and vote!”
Column on Euro­pean elec­ti­ons 2019
22.05.2019

“It is your right, oppor­tu­nity and pri­vi­lege – go and vote!”
Insu­rers don't hold back in their cri­ti­cism of the bureau­cracy in Euro­pean insti­tu­ti­ons and regu­la­ti­ons. None­t­he­less, Europe is more import­ant than ever – espe­ci­ally in these times of gro­wing sepa­ra­tism, pro­tec­tio­nism and extre­mism.
Column Fin­Tech action plan EU
09.11.2018

Regu­la­tion must not stifle the inno­va­tive poten­tial of digi­ta­li­sa­tion
Column Fin­Tech action plan EU
09.11.2018

Regu­la­tion must not stifle the inno­va­tive poten­tial of digi­ta­li­sa­tion
The ins­urance sec­tor is chan­ging fast to exploit the inher­ent oppor­tu­ni­ties of digi­ta­li­sa­tion: We need a fair and com­pe­ti­tive play­ing field for Fin­Techs to ensure entre­pre­neurs and pio­neers have the scope they need to express them­sel­ves.
Column Inter­net of Things
19.07.2018

Sha­red lia­bi­lity: to ensure rapid tech­no­lo­gi­cal change remains soci­ally accep­ta­ble
Column Inter­net of Things
19.07.2018

Sha­red lia­bi­lity: to ensure rapid tech­no­lo­gi­cal change remains soci­ally accep­ta­ble
Digi­ti­za­tion, AI, the Inter­net of Things – all key­words that are bound together. These new buzz­words also raise ques­ti­ons con­cer­ning their inher­ent risks – ques­ti­ons which ulti­ma­tely affect us all and, of course, our indus­try. Arti­fi­cial...
Sustaina­ble finance column
06.07.2018

It’s not enough to just be green
Sustaina­ble finance column
06.07.2018

It’s not enough to just be green
Insu­rers have always had a par­ti­cu­lar inte­rest in sustaina­ble capi­tal invest­ments as their busi­ness model is based on long-term pro­tec­tion from risks. Eco­nomy and eco­logy can­not be mutually exclu­sive within this model. We accept this chal­lenge –...
Column on the GDPR
16.05.2018

Good data pro­tec­tion is essen­tial – within rea­son
Column on the GDPR
16.05.2018

Good data pro­tec­tion is essen­tial – within rea­son
Insu­rers know all about imple­men­ting com­plex regu­la­tory requi­re­ments, given the vigo­rous regu­la­tion of their indus­try – nevert­he­less the Gene­ral Data Pro­tec­tion Regu­la­tion (GDPR) still poses a major chal­lenge. The column of Jörg von Fürs­ten­werth
Column on dis­mant­ling bureau­cracy
12.04.2018

Who is sup­po­sed to manage?
Column on dis­mant­ling bureau­cracy
12.04.2018

Who is sup­po­sed to manage?
The ver­dict two years after the start of Sol­vency II: the effort and expense impo­sed by the super­vi­sory regime is affec­ting the sec­tor exces­si­vely. Three pro­po­sals to bring rapid change.
Cyber­se­cu­rity column
01.03.2018

Cross-bor­der risks
Cyber­se­cu­rity column
01.03.2018

Cross-bor­der risks
The Mobile World Con­gress in Bar­ce­lona has long since moved beyond just being a mobile phone exhi­bi­tion. The Inter­net of Things is making its pre­sence felt – and the threat of cyber­crime is incre­a­sing with every net­work node. As insu­rers, we...
#data4dri­vers column
24.01.2018

Let’s pre­vent a data mono­poly on the roads
#data4dri­vers column
24.01.2018

Let’s pre­vent a data mono­poly on the roads
Data from connec­ted cars does not belong to the manu­fac­tur­ers but to the dri­vers. None­t­he­less, there is a dan­ger of manu­fac­tur­ers acqui­ring a mono­poly as there is no clear legal fra­me­work to stop it. A data pro­tec­tion cam­paign by Euro­pean...
Regu­la­tion
05.01.2018

More entre­pre­neu­rial free­dom for Europe
Regu­la­tion
05.01.2018

More entre­pre­neu­rial free­dom for Europe
The EU is defi­ni­tely not short of regu­la­tion, alt­hough it is behind in imple­men­ting its rules. That is why we will con­ti­nue to advo­cate more entre­pre­neu­rial free­dom and a ligh­ter regu­la­tory bur­den throug­hout 2018. The column of Jörg von...
Column on trans­pa­rency
04.08.2017

Open books and com­pa­ra­ble finan­cial state­ments
Column on trans­pa­rency
04.08.2017

Open books and com­pa­ra­ble finan­cial state­ments
Life insu­rers can meet their lia­bi­li­ties. Whoe­ver says other­wise doesn’t under­stand Sol­vency II. Moreo­ver, the ins­urance sec­tor stands at the thres­hold of ano­ther mile­stone in achie­ving com­pa­ra­bi­lity bet­ween insu­rers: the new accoun­ting stan­dard...
Column on ethics
30.06.2017

Auto­mo­bile secu­rity is not divi­si­ble
Column on ethics
30.06.2017

Auto­mo­bile secu­rity is not divi­si­ble
There is no dri­ving without risk and dri­ver­less cars won’t change that. None­t­he­less, if society is to accept this new tech­no­logy, the sys­tems must be more secure than human dri­vers, clai­med the Ethics Com­mit­tee on auto­no­mous dri­ving last week.
Column on regu­la­tion
07.04.2017

No to a super­vi­sory mis­h­mash for EU finan­cial mar­kets
Column on regu­la­tion
07.04.2017

No to a super­vi­sory mis­h­mash for EU finan­cial mar­kets
Insu­rers’ busi­ness models are fun­da­men­tally dif­fe­rent to those of other finan­cial ser­vices pro­vi­ders – this must be taken into account if EU finan­cial super­vi­sion is restruc­tu­red. The column of Jörg von Fürs­ten­werth, Chair­man of the GDV...
Column on Euro­pean Super­vi­sion
24.03.2017

Sol­vency II - keep it sim­ple!
Column on Euro­pean Super­vi­sion
24.03.2017

Sol­vency II - keep it sim­ple!
Sol­vency II, the new Euro­pean super­vi­sory sys­tem, has only ente­red into force about one year ago. Howe­ver, while the sys­tem is still in the pro­cess of war­ming up, super­vi­sory aut­ho­ri­ties are already con­si­de­ring to change its rules. It would not...
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