How do you contribute to ensuring we live in a better world? That is what customers, supervisory authorities, politicians and social groups ask us. This question lies at the heart of what we do as insurers. And it is the yardstick used to measure our activities.
Our member companies and their actions influence society. We are expected to provide answers to the pressing questions of our era: how can we help to overcome the social, environmental and economic challenges of the future? The quality of these answers will determine whether we as an industry will play a decisive role in shaping the future.
As we intend on playing a part in shaping the future, we are focusing on the following issues this year:
- Transforming the economy to become climate-neutral and sustainable: lip service is no longer good enough. Institutional investors (like insurers) can make a significant contribution towards climate protection and are the ideal partners for the energy transition.
- Securing retirement provisions in the long term in a manner that is fair to every generation: After bulging statutory pension insurance packages and the occupational retirement benefits reform, the third pillar now needs a strong boost. The Riester pension must be made simpler and more effective, and we have to reduce costs and complexity to market the pension more effectively and reach a wider group of people with it.
- Spelling out the appropriateness and proportionality of regulation once again: In order to make the world a better place in which to live, we need the world of politics, and the world of politics needs us. Regulation, however, must not be used as a tool to suffocate companies. Otherwise, social progress will come to a standstill which we cannot afford in the current decade, where the impact of digitalisation is being felt across society.
We wanted to sharpen our focus, not lose ourselves in the complexities and intricate details of insurance. We have summarised our positions in seven topics. On each of these topics we offer seven theories on what needs to be done to turn the present into a successful future:
What’s more, we want to enter into a dialogue with you, as our positions are not static. Should you have any suggestions or ideas, please do not hesitate to e-mail us at firstname.lastname@example.org. Alternatively, you can be even more direct and use Twitter. The quickest way to find out what’s new in our industry is via @gdv_de.
Jörg von Fürstenwerth