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Regu­la­tion
07.08.2019

Macro­pru­den­tial Fra­me­work: No need to rein­vent the wheel
Regu­la­tion
07.08.2019

Macro­pru­den­tial Fra­me­work: No need to rein­vent the wheel
The Ger­man ins­urance indus­try sup­ports an effec­tive macro­pru­den­tial policy. When eva­lua­ting poten­tial fur­ther mea­su­res a holi­stic view is essen­tial.
Tax Policy
31.07.2019

Finan­cial Tran­sac­tion Tax would hit pen­sion pro­ducts
Tax Policy
31.07.2019

Finan­cial Tran­sac­tion Tax would hit pen­sion pro­ducts
In a let­ter to the ten EU Mem­ber States par­ti­ci­pa­ting in the Euro­pean Finan­cial Tran­sac­tion Tax, Ins­urance Europe calls for an exemp­tion for pen­sion pro­ducts from any future finan­cial tran­sac­tion tax.
Con­tri­bu­tion levels
30.07.2019

Price dif­fe­ren­tia­tion: eve­r­yone is dif­fe­rent
Con­tri­bu­tion levels
30.07.2019

Price dif­fe­ren­tia­tion: eve­r­yone is dif­fe­rent
Is it justi­fied that some ins­urance is more expen­sive for old peo­ple than for the young? Price dif­fe­ren­tia­tion by risk is a fun­da­men­tal ins­urance prin­ci­ple.
Digi­tal sin­gle mar­ket
10.04.2019

Fair com­pe­ti­tion with room for inno­va­tive crea­ti­vity
Digi­tal sin­gle mar­ket
10.04.2019

Fair com­pe­ti­tion with room for inno­va­tive crea­ti­vity
The ins­urance sec­tor is chan­ging fast to exploit the inher­ent oppor­tu­ni­ties of digi­ta­li­sa­tion. Com­pa­nies are moder­ni­sing their IT sys­tems, deploy­ing cloud solu­ti­ons and inte­gra­ting new tech­no­lo­gies, such as arti­fi­cial intel­li­gence (AI)...
Pro­duct lia­bi­lity
10.04.2019

The digi­tal eco­nomy requi­res tech­no­logy-spe­ci­fic amend­ments of the cur­rent legal fra­me­work, not sys­te­mic change
Pro­duct lia­bi­lity
10.04.2019

The digi­tal eco­nomy requi­res tech­no­logy-spe­ci­fic amend­ments of the cur­rent legal fra­me­work, not sys­te­mic change
Auto­no­mous tech­no­lo­gies, 3D prin­ting, arti­fi­cial intel­li­gence (AI) and the inter­net of things (IoT) – these deve­lop­ments are rai­sing ques­ti­ons about the asso­cia­ted risks. All these ques­ti­ons are of par­ti­cu­lar rele­vance to the ins­urance sec­tor.
Effi­cient regu­la­tion
10.04.2019

A com­pe­ti­tive ins­urance mar­ket for the future
Effi­cient regu­la­tion
10.04.2019

A com­pe­ti­tive ins­urance mar­ket for the future
Europe is facing new chal­len­ges, inclu­ding the fallout from Bre­xit, cli­mate change and threats to mul­ti­la­te­ra­lism. That is why the bene­fits and costs of regu­la­tion need to be very care­fully weig­hed against each other if Europe is to count among...
Euro­pean data eco­nomy
10.04.2019

Enab­ling non-dis­cri­mi­na­tory access to data
Euro­pean data eco­nomy
10.04.2019

Enab­ling non-dis­cri­mi­na­tory access to data
A gro­wing num­ber of vehic­les will be connec­ted in future, enab­ling them to com­mu­ni­cate with the world – almost like “smart­pho­nes on wheels”. Access to the resul­ting data ena­bles new ser­vices. Insu­rers are deve­lo­ping inno­va­tive busi­ness models...
Tax Policy
14.03.2019

Con­sul­ta­tion on Tax Chal­len­ges of Digi­ta­li­sa­tion
Tax Policy
14.03.2019

Con­sul­ta­tion on Tax Chal­len­ges of Digi­ta­li­sa­tion
The OECD has held a public con­sul­ta­tion on the tax chal­len­ges of digi­ta­li­sa­tion. The rela­ted "public con­sul­ta­tion docu­ment" of the OECD sum­ma­ri­zes alter­na­tive approa­ches refor­ming the exis­ting inter­na­tio­nal tax sys­tem. The OECD aims for an...
Regu­la­tion and Super­vi­sion at a glance
10.12.2018

Good­will Accoun­ting under IFRS
Regu­la­tion and Super­vi­sion at a glance
10.12.2018

Good­will Accoun­ting under IFRS
The stea­dily incre­a­sing volume of M & A tran­sac­ti­ons has led to a mas­sive build-up of good­will posi­ti­ons in glo­bal cor­po­rate balance sheets. In order to curb abrupt value adjust­ments in eco­no­mic dow­n­turns and the asso­cia­ted sta­bi­lity risks, the...
Life ins­urance figu­res 2018
30.11.2018

Life insu­rers’ capi­tal invest­ments are gro­wing con­sis­tently
Life ins­urance figu­res 2018
30.11.2018

Life insu­rers’ capi­tal invest­ments are gro­wing con­sis­tently
Life insu­rers are making long-term capi­tal mar­ket invest­ments to cover their obli­ga­ti­ons to cli­ents. Even in the pre­vai­ling low inte­rest rate envi­ron­ment the book value of capi­tal invest­ments incre­a­sed to just over EUR 905 bil­lion in 2017.