Posi­tion of the GDV on the pro­po­sed revi­sion of the Motor Ins­urance Direc­tive

On 24 May 2018, the European Commission published its proposal for a Directive of the European Parliament and of the Council amending Directive 2009/103/EC of the European Parliament and of the Council of 16 September 2009 relating to insurance against civil liability in respect of the use of motor vehicles and the enforcement of the obligation to insure against such liability.

The German Insurance Association and the association Verkehrsopferhilfe e.V. welcome the EU Commission's efforts in providing even better protection for victims of traffic accidents and strengthening policyholders' rights.
However, the German insurance industry sees the need for an adjust-ment of certain proposals. This concerns

  • the scope of the Motor Insurance Directive (MID), (Art. 1 No. 1a),
  • the minimum amounts of cover (Art. 9),
  • the protection of victims in the event of an insolvency of an MTPL insurer (Art. 10a) and
  • statements relating to the third party liability claims (Art. 16).


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